Ebony Jones is a Towson University Economics graduate, licensed Insurance Producer, wife, and proud mother of three adult children. A lifelong entrepreneur whose career is built entirely through self‑employment, Ebony’s professional journey is rooted in independence, ownership, and financial empowerment. She brings a powerful blend of academic knowledge, entrepreneurial experience, and real‑world financial insight to her work in retirement income planning, financial education, and risk management.
Throughout her career, Ebony has created and sustained multiple income streams, including her longstanding work as a barber and her independently managed rental property portfolio. Her hands‑on experience in business ownership, real estate investing, cash‑flow management, and income diversification gives her a practical understanding of wealth building that extends far beyond theory.
As a Retirement Income Specialist, Ebony is dedicated to helping individuals and families protect their income, prepare for retirement, and preserve the wealth they’ve worked hard to build. She uses her Economics background, insurance expertise, and entrepreneurial perspective to make financial concepts approachable, understandable, and relevant to everyday life.
Ebony is especially passionate about educating young adults, emerging earners, entrepreneurs, and anyone seeking greater financial independence. She believes financial literacy is a powerful tool for creating opportunity, building confidence, and laying the foundation for generational wealth.
Her work is guided by three core principles:
PROTECT — Safeguard income, assets, and financial well‑being through informed risk‑management strategies.
PREPARE — Build long‑term stability through intentional financial decisions and retirement‑ready planning.
PRESERVE — Maintain and grow wealth with a focus on financial independence and generational impact.
Driven by resilience, education, and a deep belief in ownership, Ebony’s mission is to empower individuals and families with the knowledge and confidence to make informed financial decisions. She believes financial confidence begins with education, wealth building begins with intentional choices, and a lasting legacy begins with ownership.